GET HELP NOW! 1(800) 718-LOSS (5677)

Headquartered in NY, Serving: Manhattan, Long Island, Westchester, New Jersey, Connecticut, Pennsylvania, Vermont, North Carolina, South Carolina, Georgia, Florida, Texas, Nevada, California, the US Virgin Islands and counting!

We are currently helping NEW YORK policyholders with WINTER WEATHER property damage insurance claims, including: frozen pipes, roof damage from heavy snow, ice damming, flooding. Contact us for a COMPLIMENTARY, NO OBLIGATION claim review!

We are also currently helping CALIFORNIA policyholders with WILDFIRE property damage insurance claims.



Our team of expert commercial claim adjusters responds immediately and begins the undertaking of reviewing your commercial insurance policy, identifying and documenting damages...



When a disaster hits home, it may look like a very traumatizing road ahead. Our team is available to help put the pieces back together and ease your transition...

Institutional Services


United Public Adjusters & Appraisers is able to provide loss documentation, local markets expertise,
and total cost analysis. Our team will be an “all-inclusive” loss recovery solution.

Business Services


Our firm is here to prove and maximize the claim for every dollar you are entitled to. If a loss has occurred, then we will submit a business interruption claim so that you can be reimbursed...

Our team at United Public Adjusters & Appraisers, Inc.
know how devastating property damage can be for building owners. Often times, property owners who have never dealt with insurance companies after damage occurs either settle for low-ball offers from an insurance company representative or feel that they can fight with their insurance companies for more money on their own.

In reality, insurance companies often have teams of their own adjusters and lawyers who are paid to make sure that those insurance companies are able to walk away paying policyholders as little as possible.

However, the stress of not receiving proper compensation for losses and damages can easily be resolved by having a knowledgeable and experienced public adjuster on your side. Here at United Public Adjusters we will go the extra mile to make sure that you’re getting the most out of your damage claim and will be available every step of the way for questions and concerns.


We handle all Residential & Commercial Building Claims such as, but not limited to:

• Factories & Warehouses
• Multi-unit Buildings
• Hotels & Motels
• Financial Institutions
• Retailers & Distributors
• Manufacturers
• Schools & Universities
• Wholesalers
• Hospitals & Senior Healthcare Facilities
• Industrial Buildings
• City/County Municipalities
• Religious Buildings


Sprinkler Failure? Broken pipe? Appliance malfunction? Water damage can strike at anytime, anywhere! There is no question that water damage can cause panic for all property owners. Don't just wait and allow the damages to worsen. Let United Public Adjusters & Appraisers...


A slight spark, or flame, can cause ensuing damage throughout an entire structure. A fire loss is often the most devastating occurrence that can happen to your home or business. Fire damage requires important quick decisions which can lead to consequences in your claim...


United Public Adjusters has negotiated over $100 million in insurance claims, supplements, and denied claim reversals. When dealing with catastrophes such as tropical storms Irene and Sandy, you must have experts like us on your side when you are hit with a disastrous storm.


Mold can grow almost anywhere there is moisture, water damage, high humidity or dampness. Traditionally, the insurance industry has stricter limitations when dealing with property mold damages. Don't let your insurance company restrict you from receiving proper payment.

United Public Adjusters

in New York has negotiated over $100 million in insurance claim settlements, supplement settlements, and denied claim reversals from fires, floods, & mold damage to recent disasters like hurricanes and tornadoes. We helped many residential customers and business owners after Hurricane Irene and Hurricane Sandy hit New York.


It's not too late to get you properly paid! The Insurance Company is a COMPANY. Companies are in business to make PROFITS! Insurance Companies have their own adjusters and team of "experts". You are entitled to your own EXPERTS! WHY DON'T YOU Call United Public Adjusters in New York TODAY! We handle all types of insurance claims.





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What is a Public Adjuster?

Public adjusters are adjusters who work solely for the policy holder and not the insurance carrier. A public adjuster is an expert that you retain to assist you in the preperation, presentation and adjustment of your insurance claim.

Questions that can help you
maximize your settlement


What is a Public Adjuster?

United Public Adjusters & Appraisers, Inc. are licensed and bonded property damage experts on loss adjustments and recovery. Our team is employed solely by the policyholder, not the insurance company.  We assist you in preparing, filing, documenting, appraising, estimating, negotiating and managing the payments of insurance claims arising from your property damages. Whether you are a business owner with a commercial claim, or a homeowner looking to settle a residential claim, our public adjusters will fight for the settlement that you deserve.

Why Should I hire a Public Adjuster?

You can certainly handle the claim on your own, but our team has expertise and understanding of policy language, construction, estimating, and knowledge of the industry standards and laws that will maximize your claim to its full potential. There have been a number of documented unethical business practices with insurance companies. Insurance companies are known to deny valid claims, prolong the policyholders claim process, and confuse customers to avoid fair compensation.

Will my loss be settled faster with the services of a Public Adjuster?

Yes, of course! Majority of individuals have trouble understanding the technical terms and language of an insurance policy. We can help you understand your policy and the complicated insurance language. As your representative, we will make sure the insurance company adheres to all the policy terms and requirements within your policy.

Can a public adjuster help me understand my policy?

A Public Adjuster knows exactly what to provide to the insurance company in order to expedite the settlement of your claim. A great deal of time can be saved by having our professionals handle your loss. With our cooperation, we will quickly, diligently, and fiercely have your claim filed and the settlement process underway.

Will I have to pay for your services if you are unable to collect money from the insurance company?

We are paid only a percentage of your recovery. Therefore, if there is no recovery settlement for your loss, there is no fee due to our company. We only collect a fee if we are able to negotiate a reimbursement for your damages from your insurance company for you.  You have nothing to lose!

Should I wait for the insurance company to make an offer before reaching out for your services?

The sooner the better when dealing with a claim! Early involvement of a Public Adjuster will significantly reduce the stress of your claim. The experience and knowledge needed to accurately determine if a settlement offer is fair is quite substantial. Often, policyholders who do not use our services settle for a less without even realizing the true potential of dollars they could have received. A Public Adjuster will help you obtain the money you truly deserve and keep your time stress-free.

If I already received an offer from my insurance company, is it too late for a Public Adjuster to help?

Absolutely not! A Public Adjuster can re-open your claim for supplemental payments as long you did not sign a notarized final release. Once involved with the loss, we will notify the insurance company of our representation and schedule a re-inspection of your damages. It is however more difficult to negotiate once a claim has already been offered. As you can see from our proven results, we have filed numerous supplements and have achieved substantial percentage increases as well as assisting in reversing claim denials.

Do I have to pay up front?

No. Our adjusters are not paid until the money is collected from your insurance company. In fact, we spend our own money and time documenting and resolving your claim before we are paid. Our fees come in the form of a percentage if a settlement is agreed upon. This means you do not owe us anything, if we earn you nothing from your claim.