BURLINGTON COUNTY NJ PUBLIC ADJUSTERS

Protecting Homeowners & Businesses in Moorestown, Bordentown, Westhampton Township, Mansfield, and Beyond

Situated in South Jersey, Burlington County is the largest county in New Jersey, stretching from the Delaware River in the west to the Atlantic coastal region in the east and spanning more than 827 square miles. With its blend of residential communities, businesses, and preserved natural areas, it’s an ideal place to live and work. However, much of its acreage—particularly along the Delaware River and North Branch—is flood-prone, resulting in higher insurance rates and an increased risk of property damage from severe weather.

That’s why partnering with a licensed public adjuster in Burlington County, NJ is a smart decision for both homeowners and business owners. United Public Adjusters & Appraisers (UPA) works exclusively for policyholders, not insurance companies. When disaster strikes, our experienced team advocates for you, managing every step of the claims process to secure a full and fair settlement.

Why Burlington County NJ Is Considered High-Risk

Burlington County, New Jersey, is considered high risk for fire and flood damage due to its geography, large areas of forest, and proximity to major waterways and the Atlantic coast. 

Flood Risk Factors

• Geographic location: The county extends from the Delaware River to the Mullica River, both tidally influenced and prone to overflow.
• Storm surge vulnerability: Its proximity to the coast increases exposure to hurricanes and tropical storms.
• Riverine & coastal flooding: Heavy rains often cause the Delaware and Mullica Rivers to exceed their banks.
• Flash flooding: Intense rainfall and poor drainage systems contribute to localized flooding.
• Sea level rise: Long-term sea level increases are projected to amplify flood frequency and severity.

Fire Risk Factors

• Extensive forestland: The county encompasses large portions of the Pinelands National Reserve, which is highly fire-prone.
• Pine-dominated forests: Pine trees and their needle litter create a dense, flammable environment.
• Wildland-urban interface (WUI): Growing residential developments near wooded areas put more structures at risk. Over 60,000 buildings in the county have direct or indirect exposure to wildfire risk.
• High wildfire likelihood: According to Wildfire Risk to Communities, Burlington County ranks among the top 10% most wildfire-prone counties in the U.S.
• Dry seasonal conditions: Periodic droughts and fire restrictions elevate wildfire potential.

Impact on the New Jersey Insurance Market

Due to the combination of flood, wildfire, and severe weather risks, Burlington County is a challenging insurance market:

• Limited insurance options: Many insurers have reduced or withdrawn coverage in high-risk coastal and inland zones.
• High windstorm & fire deductibles: Repeated claims can lead to steep deductibles or policy non-renewals.
• Severe weather exposure: Tornadoes, thunderstorms, hurricanes, and high winds frequently lead to major property damage claims.
• Premium instability: Over 90% of homes and businesses in Burlington County face elevated insurance costs or reduced coverage availability.

Why Hire UPA as Your Burlington County NJ Public Adjuster?

As your Burlington County public adjuster, United Public Adjusters & Appraisers’ delivers comprehensive support after property damage caused by fire, flood, storm, or other covered events. We work exclusively for policyholders to handle all aspects of your claim, from inspection, documentation, negotiation, and settlement, to ensure that your interests are fully represented.

Benefits of hiring United Public Adjusters & Appraisers as your public adjuster in Burlington County, NJ

• Expert advocacy: Our licensed public adjusters protect your rights and work solely on your behalf, not the insurer’s.
• Time & stress savings: Our multidisciplinary team (insurance, construction, real estate) handles complex claim tasks from start to finish.
• Relocation resources: If you’re displaced from your home or business, we can help you secure temporary housing or workspace. Our clients often say, “They treated us like family.”
• Higher settlements: Our thorough evaluations uncover hidden or overlooked damages, often leading to more complete compensation.
• Faster claim resolution: We understand insurance procedures and expedite your claim through proper documentation and follow-up.
• Policy & rights protection: UPA ensures you understand your coverage and that your rights as a policyholder are safeguarded throughout the process.

Protection and Peace of Mind for Your Home or Business in Burlington County NJ

When property damage occurs in Burlington County, you deserve a settlement that truly restores what you’ve lost. United Public Adjusters & Appraisers as your public adjuster in Burlington NJ, provides the expertise, transparency, and personalized service to make that happen—so you can focus on rebuilding your life or business with confidence.

Industries/Businesses We Serve But Are Not Limited To:

• Manufacturing
• Food Processing and Technology
• Agriculture
• Healthcare
• Residential and Rental Properties
• Entertainment venues
• Hotels, motels, and bed-and-breakfasts
• Multi-family coastal condos and co-ops
• Restaurants and bars 

Contact the UPA team today to learn how we can help maximize your insurance claim.

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About United Public Adjusters & Appraisers, Inc.

United Public Adjusters & Appraisers, Inc. is a nationally licensed public adjusting firm serving over 25 states with a focus on complex, high-value property insurance claims.

Headquartered in the Tri-State, our comprehensive team of adjusters, estimators, engineers, and advocates is built to support large-loss commercial, multi-family, and institutional clients.

After disaster strikes, we work exclusively on behalf of policyholders -never your insurance company- to secure proper documentation, defend coverage, and recover what’s rightfully owed to you. 

Offices in NYC & Long Island | Serving Policyholders in Over 25 States

Call: 800-718-5677

Visit: www.unitedpublicadjusters.com