Protecting Homeowners & Businesses in Swedesboro, Glassboro, Washington Township, Woodbury, and Beyond
Located between Philadelphia, PA, and Wilmington DE, Gloucester County NJ is an ideal commuter hub as well as a great place to live or manage a company. However, many insurance carriers view Gloucester County from a different perspective: much of the county is considered a flood plain, therefore especially vulnerable to flooding, damage from hurricanes, Nor’ Easters, and other severe weather events. For businesses and homeowners in Gloucester County NJ, hiring a public adjuster is essential for protecting your financial interests, especially given the region’s vulnerability to severe weather. As a leading public adjuster in Gloucester County NJ, United Public Adjusters & Appraisers (UPA), works exclusively for you as the policyholder. Our goal is to optimize your settlement as well as to protect your interests against insurance companies that aim to minimize payouts.
Why Gloucester County NJ Is Considered High-Risk
- Climate change: Even for inland counties, rising sea levels and more frequent, intense storms continue to increase the risk of property damage.
- Flood risk: Many towns in Gloucester County are in FEMA-designated Special Flood Hazard Areas. The new FEMA Risk Rating 2.0 has increased flood insurance premiums in Gloucester County markedly.
- Windstorm deductibles: Inland as well as coastal homeowners often face separate hurricane or windstorm coverage with high deductibles, sometimes $20,000 or more.
- Repetitive loss zones: Homes and businesses with repeated flood damage can be extremely expensive, and difficult, to insure.
- Limited insurance market: Some insurers are reducing exposure in high-risk regions, leaving property owners with fewer options and higher costs.
Impact on the New Jersey Insurance Market
- Insurance companies are increasingly exiting high-risk coastal areas or non-renewing policies.
- 15,310 homes in Gloucester County NJ are at risk of higher premiums or losing coverage altogether.
Why Hire UPA as Your Gloucester County NJ Public Adjuster?
Expertise in Complex Coastal Claims
- Storm & flood damage: Among the most complicated claims to document and prove.
- Hurricane & wind damage: Requires detailed inspections and expert reporting to ensure full coverage.
- Water damage & mold: Burst pipes, leaks, and secondary mold growth are often underpaid or disputed.
- Fire & smoke damage: UPA has decades of experience managing fire claims from beginning to end.
As Your Public Adjuster in Gloucester County We Work for You—Not the Insurance Company
- Avoid low settlements: Insurance company adjusters are paid to minimize payouts.
- Negotiation power: UPA’s team knows how to renegotiate insufficient settlement offers backed by solid evidence.
- Level the playing field: We act as your advocate, evening the odds in negotiations in your favor.
- Reduce stress & save time: We handle all paperwork, communication, and estimates while you focus on recovery.
Higher Settlements for Policyholders
- Proven results: Studies show policyholders with public adjusters often receive substantially larger settlements.
- Hidden damage uncovered: We identify hidden and residual issues including: water behind walls or smoke residue. These are crucial damages that insurers may overlook.
- Comprehensive documentation: We build airtight claims that make it difficult for insurers to deny coverage.
- Denied claims overturned: If you submitted your claim yourself and your claim was rejected, UPA can challenge the denial and potentially secure compensation.
Protect Your Home or Business in Gloucester County NJ
Property owners in Gloucester County NJ face unique risks, and when disaster strikes, you deserve a settlement that truly covers your losses. As your public adjuster in Gloucester County NJ, United Public Adjusters & Appraisers ensures your claim is handled professionally, efficiently, and equitably. We are renowned for treating our clients like family. For example: Should your family or your business require temporary relocation, we use our resources to locate appropriate short and long term premises. That is a small part of our commitment to you.
Industries/Businesses We Serve But Are Not Limited To:
- Manufacturing
- Food Processing and Technology
- Agriculture
- Healthcare
- Residential and Rental Properties
- Entertainment venues
- Hotels, motels, and bed-and-breakfasts
- Multi-family coastal condos and co-ops
- Restaurants and barsÂ
Contact our team today to learn how we can help maximize your insurance claim.
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About United Public Adjusters & Appraisers, Inc.
United Public Adjusters & Appraisers, Inc. is a nationally licensed public adjusting firm serving over 25 states with a focus on complex, high-value property insurance claims.
Headquartered in the Tri-State, our comprehensive team of adjusters, estimators, engineers, and advocates is built to support large-loss commercial, multi-family, and institutional clients.
After disaster strikes, we work exclusively on behalf of policyholders -never your insurance company- to secure proper documentation, defend coverage, and recover what’s rightfully owed to you.Â
Offices in NYC & Long Island | Serving Policyholders in Over 25 States
Call: 800-718-5677
