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Read more +06 November 2018 By United Public Adjusters & Appraisers, Inc. in Success Stories

United Attains 138% Increase In Property Insurance Claim Settlement For A Historic Home

Philadelphia, Pennsylvania – Frozen pipes caused extensive flooding to a historic landmark house in the historical area of Philadelphia, Pennsylvania. United Public Adjusters & Appraisers, Inc. was immediately retained by the homeowner to ensure that the property, built in the 1800’s, was restored correctly. This beautiful home featured custom German cabinetry, which the homeowner was
Read more +18 October 2018 By United Public Adjusters & Appraisers, Inc. in Success Stories

Fire Burns at Town of Babylon Recycling Facility

Babylon, Long Island – A massive fire broke out during normal business hours which led to extensive damages to the recycling facilities 30 Ton Excavator, Vehicle Crusher, Forklift, and other business equipment. The building also experienced damages to the metal clad exterior, roof, and interior as a result of the Fire and Fire-Fighting Operations. United
Read more +02 July 2018 By United Public Adjusters & Appraisers, Inc. in Success Stories

Park Slope, Brooklyn Historic Townhouse Fire – Property owner receives an increase of $1,067,499.00 (208%) for building damages with the Help of United Public Adjusters & Appraisers, Inc.

Park Slope, Brooklyn Historic Townhouse Fire – Property owner receives an increase of $1,067,499.00 (208%) for building damages with the Help of United Public Adjusters & Appraisers, Inc.  In January 2017, a homeowner was alerted to a fire on the upper floors of her home and fortunately made it to safety. The fire investigation uncovered

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21 November 2018 By United Public Adjusters & Appraisers, Inc. in News

United Donated 75 Butterballs To Hour Children Food Pantry

   Twin brothers, Philip and Michael Maltaghati share a unique bond and strong focus on community. The Maltaghati’s were taught the value of giving through their parent’s involvement in the community.  This upbringing placed a strong emphasis on advocating for others and continues to be a core value through Philip and Michael’s current business partnership.
26 October 2018 By United Public Adjusters & Appraisers, Inc. in News, Nor'Easters

5 Tips On How To Prepare For A Nor’easter

  Nor’easters are storms along the East Coast of North America, with northeast winds over the coastal area; hence the name Nor’easter. These violent storms are typically a threat between September and April. According to www.weather.org, the storms bring precipitation in the form of heavy rain or snow, as well as winds of gale force,
11 October 2018 By United Public Adjusters & Appraisers, Inc. in Hurricanes, News

Do You Have Hurricane Michael Property Damage In Florida?

Call us at 1-800-718-LOSS  or Email us for a: We also help handle out of state landlord claims. We are currently helping FLORIDA businesses, institutions, condominium owners, Co-op owners, and homeowners with Hurricane Michael flood property insurance claims, storm surge property insurance claims, and wind damage property insurance claims. Below are Florida Panhandle areas currently served, but not limited to,

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21 November 2018 By United Public Adjusters & Appraisers, Inc. in News

United Donated 75 Butterballs To Hour Children Food Pantry

   Twin brothers, Philip and Michael Maltaghati share a unique bond and strong focus on community. The Maltaghati’s were taught the value of giving through their parent’s involvement in the community.  This upbringing placed a strong emphasis on advocating for others and continues to be a core value through Philip and Michael’s current business partnership.
26 October 2018 By United Public Adjusters & Appraisers, Inc. in News, Nor'Easters

5 Tips On How To Prepare For A Nor’easter

  Nor’easters are storms along the East Coast of North America, with northeast winds over the coastal area; hence the name Nor’easter. These violent storms are typically a threat between September and April. According to www.weather.org, the storms bring precipitation in the form of heavy rain or snow, as well as winds of gale force,
11 October 2018 By United Public Adjusters & Appraisers, Inc. in Hurricanes, News

Do You Have Hurricane Michael Property Damage In Florida?

Call us at 1-800-718-LOSS  or Email us for a: We also help handle out of state landlord claims. We are currently helping FLORIDA businesses, institutions, condominium owners, Co-op owners, and homeowners with Hurricane Michael flood property insurance claims, storm surge property insurance claims, and wind damage property insurance claims. Below are Florida Panhandle areas currently served, but not limited to,
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What is a Public Adjuster?

Public adjusters are adjusters who work solely for the policy holder and not the insurance carrier. A public adjuster is an expert that you retain to assist you in the preperation, presentation and adjustment of your insurance claim.


Questions that can help you
maximize your settlement

 

What is a Public Adjuster?

United Public Adjusters & Appraisers, Inc. are licensed and bonded property damage experts on loss adjustments and recovery. Our team is employed solely by the policyholder, not the insurance company.  We assist you in preparing, filing, documenting, appraising, estimating, negotiating and managing the payments of insurance claims arising from your property damages. Whether you are a business owner with a commercial claim, or a homeowner looking to settle a residential claim, our public adjusters will fight for the settlement that you deserve.

Why Should I hire a Public Adjuster?

You can certainly handle the claim on your own, but our team has expertise and understanding of policy language, construction, estimating, and knowledge of the industry standards and laws that will maximize your claim to its full potential. There have been a number of documented unethical business practices with insurance companies. Insurance companies are known to deny valid claims, prolong the policyholders claim process, and confuse customers to avoid fair compensation.

Will my loss be settled faster with the services of a Public Adjuster?

Yes, of course! Majority of individuals have trouble understanding the technical terms and language of an insurance policy. We can help you understand your policy and the complicated insurance language. As your representative, we will make sure the insurance company adheres to all the policy terms and requirements within your policy.

Can a public adjuster help me understand my policy?

A Public Adjuster knows exactly what to provide to the insurance company in order to expedite the settlement of your claim. A great deal of time can be saved by having our professionals handle your loss. With our cooperation, we will quickly, diligently, and fiercely have your claim filed and the settlement process underway.

Will I have to pay for your services if you are unable to collect money from the insurance company?

We are paid only a percentage of your recovery. Therefore, if there is no recovery settlement for your loss, there is no fee due to our company. We only collect a fee if we are able to negotiate a reimbursement for your damages from your insurance company for you.  You have nothing to lose!

Should I wait for the insurance company to make an offer before reaching out for your services?

The sooner the better when dealing with a claim! Early involvement of a Public Adjuster will significantly reduce the stress of your claim. The experience and knowledge needed to accurately determine if a settlement offer is fair is quite substantial. Often, policyholders who do not use our services settle for a less without even realizing the true potential of dollars they could have received. A Public Adjuster will help you obtain the money you truly deserve and keep your time stress-free.

If I already received an offer from my insurance company, is it too late for a Public Adjuster to help?

Absolutely not! A Public Adjuster can re-open your claim for supplemental payments as long you did not sign a notarized final release. Once involved with the loss, we will notify the insurance company of our representation and schedule a re-inspection of your damages. It is however more difficult to negotiate once a claim has already been offered. As you can see from our proven results, we have filed numerous supplements and have achieved substantial percentage increases as well as assisting in reversing claim denials.

Do I have to pay up front?

No. Our adjusters are not paid until the money is collected from your insurance company. In fact, we spend our own money and time documenting and resolving your claim before we are paid. Our fees come in the form of a percentage if a settlement is agreed upon. This means you do not owe us anything, if we earn you nothing from your claim.