The effects of the recent Canadian wildfires have been felt far down the East Coast of the United States. While it might not seem like a lasting issue, heavy smoke infiltrating the air can cause serious problems. The New York skies became thick with dark orange smoke – posing serious threats to residents’ health and potentially causing extensive damage to buildings’ interiors.
As the wildfires continue to burn, NYC residents could face more smoky clouds that could cause long-term damage to property. If you own property in NYC, this could potentially lead to losses depending on the severity of the smoke’s impact. In a situation like this, it’s critical to understand your insurance coverage so you can anticipate how the smoke will affect your future claims.
Tips From The Pros
United Public Adjusters is dedicated to helping you navigate through property damage claims, and we advise you to be aware of the following:
1. The Smoke Can Cause Interior Damage
When smoke seeps into buildings, it can attach itself to surfaces and penetrate porous materials such as carpets, curtains, and upholstery. Such exposure can lead to long-term damage to the building’s interior and pose health risks to its occupants. Damages can include a soot layer that causes discoloration, paint, and wallpaper peeling, and fibers browning due to excessive heat.
Interior damages can be expensive to repair, which may lead to your claim being underpaid by the insurance companies. Depending on the extent of your property damage, you could experience total losses within your home or business. This is why it’s so important to be well-versed on your coverages and have additional protections for situations such as this.
2. Health Risks from Smoke
Smoke carries chemicals and fine particles that can pose significant health risks to humans. The smoke from wildfires contains carbon dioxide, carbon monoxide, nitrogen oxides, and volatile organic compounds (VOCs) – a highly toxic mixture of chemicals that can cause respiratory problems.
In situations where the air quality reaches harmful levels, it’s a good idea to be stocked up on PPE similar to that which has been used throughout the pandemic. It’s also extremely helpful to stock your home with essentials. Additionally, consider investing in a powerful home air purifier for your space to help keep your interior air fresh and clean.
3. Immediate Action is Crucial
That’s why it’s crucial to act quickly and effectively in the event of smoke damage. This means evaluating the extent of the damage and determining how to remedy it. A public adjuster can help you maximize your insurance claim to restore your property to its pre-loss condition.
United Public Adjusters is here to assist you if you experienced interior damage due to the recent smoke from the Canadian wildfires. Our team of experts understands that every claim is unique and deserves an individualized assessment. We work with our clients to ensure they receive the fair settlement they are entitled to.
The bottom line is that you should not take any smoke damage lightly and seek to rectify it as soon as possible. United Public Adjusters can help you by providing guidance and services tailored to your needs. Contact us today to get started on your smoke damage claim.
4. Seek Professional Help
Immediate action is crucial to minimize the smoke’s impact on your building and health. Smoke damage claims are often complex, and it’s best to engage public adjusters who can help you maximize your insurance claim. If you’re already experiencing pushback from your insurance provider, you need experienced professionals like our team of adjusters to go to bat for you.
Work with a Team that Puts You First
The smoke from the Canadian wildfires should not be downplayed or underestimated. There is currently the potential for extensive and lasting damage throughout New York State and extending down the East Coast of America. United Public Adjusters is here to assist you if you’ve experienced any smoke damage to your property.
Our team of experts can help you evaluate the extent of the damage and help you seek compensation from your insurance company. We provide personalized and exceptional services to our clients and work towards securing a fair settlement that they’re entitled to.
If you’re dealing with an uncooperative insurance company, smoke damage claims can be understandably complicated and overwhelming. With our expertise at United Public Adjusters, we can guide you through the process and help you get compensated fairly. Rest assured that you’re in good hands when you partner with our competent and dedicated adjusters team. Contact us today for assistance through this difficult time, and we can help you overcome the unexpected.
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