Residential Vibration & Adjacent Construction Damage
United Public Adjusters & Appraisers
RESIDENTIAL VIBRATION & ADJACENT CONSTRUCTION DAMAGE United Public Adjusters & Appraisers is available 24/7 to help commercial property owners during a time of disaster. Our team has superior knowledge and experience when dealing with complex commercial property losses.
STRUCTURAL DAMAGE BY VIBRATION AND ADJACENT CONSTRUCTION
Residential property owners need to be aware of the potential for damages by adjacent construction. Construction activities such as pile driving, excavating, blasting, demolition and heavy vibration from construction equipment can affect the structural integrity of your building; including but not limited to cracking of wall finishes, separation of wall/floor framing and displacement of the building’s foundation.
Structural Damage by Adjacent Construction can also be caused by unforeseen conditions such as:
unstable pockets of soil
perched water tables
drilling and/or underpinning foundations without notice or consent
unanticipated foundation conditions
Building owners are left with the complexity of proving that damages were caused by nearby construction projects while the insurance companies may say that the building’s damages were due to long term settlement and/or wear and tear. A common exclusion that insurance companies’ reference when submitting a property damage claim due to adjacent construction is earth movement.
Earth movement is interpreted by many insurance policies as:
Earth sinking (other than sinkhole collapse) rising or shifting including soil conditions which cause settling, cracking or other disarrangement of foundations or other parts of realty. Soil conditions include contraction, expansion, freezing, thawing, erosion, improperly compacted soil and the action of water under the ground surface.
United Public Adjusters and Appraiser’s team of licensed and bonded professionals as well as expert structural, civil and geotechnical engineers will assess your damages and ensure that the necessary steps are taken to document the damages and advise on the correct path to recovery.
managing the payment of insurance
We don't work for the insurance companies; we work for you, the policyholder, to get what's rightfully yours. Contact us today for a complimentary assessment of your loss/damages.