Complex Commercial & Residential Property Insurance Adjusters
Let Us Manage The Insurance Headache
When a business suffers property damage from perils such as a floor or a fire, each day that the business is closed poses more risk for that business to cease. To make matters worse, between the lack of urgency from the insurance company, minimal experience with maneuvering through the complex language of an insurance policy and simply the shortage of time needed to dedicate to submitting and managing a claim, business owners are left to scramble in finding funds to rebuild and resume operations. In addition, even if the business owner does submit a claim since insurance companies are for-profit businesses, often the claim will be minimized or even worse denied.
Clearly, managing all the moving parts of a property insurance claim is a challenging and time-consuming undertaking and we’d like to become your trusted advisor so that if you do ever find yourself in the unfortunate above-mentioned situation, you will be prepared with an advocate on your side.
Public insurance adjusters such as United Public Adjusters & Appraisers Inc. work directly on your behalf to ensure that your interests are protected and to minimize the risk associated with the complexity of managing property insurance recovery. Our expertise in Construction, Estimating & Policy Language allows us to provide commercial property managers, landlords and business owners with the value of:
- FASTER INSURANCE RECOVERY
- MAXIMUM COMPENSATION
- PROTECTION OF YOUR RIGHTS
- NO INSURANCE HEADACHES!
Areas of Expertise
United prides itself on consistently providing results for our clients. Our areas of expertise include all aspects of commercial and business property insurance claims, nationwide, including:
- Business Personal Property (BPP) including Property located in or on the buildings at the described premises or in the open (or in a vehicle) within 100 feet of the described premises. This can include property you own or lease (office furniture, equipment, and inventory), as well as tenant’s improvements and betterments.
- Improvements and betterments are permanent fixtures, alterations, additions or installations to a building by and at the expense of the tenant.
- Business Interruption intended to provide funds necessary while a business’ operations are suspended as a result of damage caused by a covered peril. Business interruption pays a business’s net profit or loss before income taxes and continuing operating expenses, including payroll.
- Extra Expense covers expenses while mitigating the business loss, or increased costs in continuing business in the wake of a loss. Reimbursement can include moving a covered business to a different location while the covered property is restored.
- Business Income intended to help you cover loss of income if your business has to temporarily close due to damage caused by a covered loss.
- Equipment breakdown covers your equipment, including computers.
- Crime insurance covers your business from fraud, theft, and forgery.