Hurricane Damage in St. John: When Rebuilding an Island Becomes Part of the Insurance Claim ![]()
What happens when hurricane damage is only the beginning, and simply getting workers and building…
$1 BILLION+
Recovered Across the USA
HURRICANE DAMAGE CLAIMS
HURRICANES ARE DEVASTATING.
DON'T FACE THE INSURANCE COMPANY ALONE.
When disaster strikes, United Public Adjusters helps homeowners and businesses get the maximum insurance settlement they deserve after hurricane damage.
HURICANE DAMAGE CLAIMS
HURRICANES ARE DEVASTATING.
DON'T FACE THE INSURANCE COMPANY ALONE.
When disaster strikes, United Public Adjusters helps homeowners and businesses get the maximum insurance settlement they deserve after hurricane damage.
THOUSANDS
of Successful Claims
NO UPFRONT FEES
We Only Get Paid When You Do
NATIONWIDE
Representation Local Expertise
$1 BILLION+
Recovered Across the USA
THOUSANDS
of Successful Claims
NO UPFRONT FEES
We Only Get Paid When You Do
NATIONWIDE
Representation Local Expertise
HURRICANE CLAIMS
Hurricanes Leave Destruction in Their Path.
Hurricanes are devastating because they bring an influx of disaster that no home or business is ever ready for. Whether the storms hit New York, New Jersey, the Carolinas, or Florida, they leave destruction in their path.
You’re thinking about what to do minute-by-minute or hour-by-hour. You’re not thinking about your insurance company. Your insurance company isn’t thinking about you either. They want to protect themselves, and that includes minimizing your claim. They know you’re vulnerable after a disaster, and that’s the best time to settle with a low bid.
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COMMON TYPES OF HURRICANE DAMAGE
Hurricane Damage Can Be Complex
With hurricanes, you may experience water damage, wind damage, flooding and more. Not all damage may be covered, and the insurance policy governs what is included.
Wind Damage
Roof damage, window breakage and structural issues caused by high winds.
Water Damage
Interior water intrusion from storm surge, heavy rain and roof leaks.
Flooding
Damage from storm surge overflow and rising waters.
Structural Damage
Foundation issues, building damage and extensive repairs.
WE FIGHT FOR YOU
Get the Maximum Settlement for Your Claim.
Hurricanes are merciless. You know them by name—Sandy, Florence, Michael, Katrina, Irene, Irma, Isaias. And you’re left with the heartbreaking clean-up. Damaged houses and businesses, lost possessions, impacted revenue. Forced to rebuild or relocate. It’s emotional and overwhelming.
With United Public Adjusters, we make sure that insurance companies don’t take advantage of our clients. We fight for you and make sure you get the most for your claim. We’re with you from the beginning to the end.
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HURRICANE CLAIMS FOR BUSINESS
Protect Your Business and Your Future.
The same questions apply to your business. What does your business policy say about hurricane damage? What about structure damage? What if you have to shut down your business until it’s repaired? What if you lose out on profits? How will you pay your employees? Or your regular business expenses?
With so many questions about hurricane damage, you need to have someone in your corner. During this confusing and frightening time, let United Public Adjusters maximize the claim for your benefit by getting you the compensation you deserve.
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Hurricane Damage FAQs
When should I hire a public adjuster after hurricane damage?
Consider hiring a hurricane public adjuster as soon as your property is secure and emergency measures are complete. Early involvement allows UPA to document the full scope of your loss before evidence is lost or repairs begin.
What should I do if my insurance company underpays or denies my hurricane damage claim?
If your insurer denies or offers a low settlement, first review your carrier’s explanation and your policy before accepting the decision as final. United Public Adjusters & Appraisers can reassess the damage/losses, identify potentially overlooked losses, and advocate for a fair settlement under the terms of your policy.
Does Homeowners Insurance cover wind, water, and flood damage after a hurricane?
Homeowners Insurance may cover hurricane-related wind and wind-driven rain, but flooding from storm surge or rising water generally requires separate flood insurance. Multiple causes of damage can make hurricane damage claims complex.
Can a Public Adjuster help with business interruption losses after hurricane damage?
Yes. When coverage applies, UPA can document lost income and other covered expenses when hurricane damage forces your business to close, relocate, or operate at reduced capacity.
How Can a Public Adjuster Help Maximize My Hurricane Damage Claim?
As your hurricane public adjuster, UPA can document damage, review coverage, prepare estimates, arrange temporary housing or business space, and negotiate with your insurer. Our goal is to identify and substantiate all covered losses so your claim reflects the full extent of the damage.
Related Hurricane Damage Resources:
How to Handle Flood & Water Damage Claims — UPA CEO Advises TriState Homeowners on ABC7 ![]()
In the wake of extreme weather events across New York City, Long Island, and New…
How to Protect Your Home During Hurricane Season ![Down banyan tree in Miami Florida by hurricane Irma]()
Hurricane-related home damages can be among the most costly, particularly for those on the East…
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