The challenges that most Commercial Property Management companies face are far-ranging and include tenant management, legal compliance, work orders, maintenance and repairs, security, holding the line on increasing operating costs, to name but a few. When a burst pipe, commissary kitchen fire, leaking roof or plumbing, or a host of other unforeseen circumstances occur, taking the time and attention required to prepare and submit a comprehensive commercial property damage claim may prove daunting to staffers already burdened with overseeing day-to-day operations. Their insurance carrier will send a commercial claims adjuster to assess damages and asset losses, however their allegiance is to the carrier, not the insured. To realize the maximum settlement that their plan allows, it is imperative for commercial property management companies to team with a public commercial adjuster, such as the team at United Public Adjusters & Appraisers. There are two chief reasons why: Reason One – we work for you, not against you, and Reason Two – our efforts and initiatives will bring about the highest settlement that your policy allows.
It is not that your insurance company is out to get you. We are not finger pointing, but fault-tracing. Commercial claims adjusters are likely working from an outdated playbook, the one the carrier provides, which will not reflect current industry standards say for construction estimates and true replacement costs. United Public Adjusters & Appraisers’ experts, on the other hand, are true professionals who are working in the field daily. Our services include:
- Review all policies to determine which are most applicable when submitting a commercial property damage claim.
- Assess and evaluate in great detail the damage/asset losses to your property, including potential as well as hidden damages (behind walls, electrical, etc.). We will establish repair estimates that include the timeline for all work.
- Research claim deadlines to make certain all required paperwork is submitted within the filing deadlines.
- Liaise with you, your carriers and all other involved parties on your behalf.
- As your public commercial adjuster, United Public Adjusters & Appraisers will track your commercial property damage claim as it moves through your carrier’s system, ensuring that it progresses towards a timely settlement offer.
- Negotiate the claim settlement with your insurer on your behalf.
The result will be an offer that accurately reflects the estimate required to repair, renovate or replace damages/losses as required. It is widely known that public commercial adjusters bring about property settlements that are significantly higher than those where the insured has followed the lead of their carrier’s commercial claims adjuster and submitted their own commercial property damage claim.
Contact United Public Adjusters & Appraisers for a confidential consultation. Allow us to demonstrate our benefit to you and your enterprise. Call for your appointment today!