Public Adjusters for Property Casualty Insurance Agents and Brokers

No business can operate, or remain in operation for long without facing and taking risks. As property casualty insurance agents and brokers, you support your clients by assisting them to determine exactly what risks their businesses can face, the level of acceptable risk and other factors. It is known that organizations that not only acknowledge, but also embrace strategic levels of risk, will deliver far higher stakeholder acceptance and confidence, greater business outcomes, and twice the rate of revenue growth. Identifying risks and business vulnerabilities enables your agents and brokers to analyze their likelihood and potential impacts so that your team can develop strategies to minimize their impacts and to monitor the effectiveness of your protective measures.

It is crucial to precisely pinpoint unexpected events or business conditions that could impede or alter your clients’ business strategies, possibly significantly Therefore, when unforeseen property damage and destruction occurs, or even before, it is essential to your clients’ as well as your own business operations to ally yourself with a team who has you and your clients’ back to prepare and guide you throughout the entirety of the claims process – United Public Adjusters & Appraisers. The goal behind any business partnership is to create value to your clients.

Just as your specialists look to identify and to mitigate client risk vulnerabilities, United Public Adjusters & Appraisers can assist you in support of your clients in a number of ways. When you face:  

• Operations risk: A client’s operational errors interrupts their products or services’ flow. For example, a nationwide product recall can negatively affect food distribution companies and create negative impacts throughout their supply chain.
• Asset impairment risk: When a client’s company’s assets lose a significant portion of their current value due to a decreased likelihood of receiving future cash flows. For instance, losing property assets, such as a manufacturing facility, due to a natural disaster, fire, vandalism, flooding, etc.
• Competitive risk: Not keeping pace with their industry competitors can interrupt your clients’ organization’s ability to create value and differentiate its offerings. By not diversifying, a product line, for example, may lead to a significant loss in revenue.
• Franchise risk: When stakeholders lose confidence in a client’s business objectives, the client will sustain revenue losses. This primarily results from failing to identify, and control any of the strategic risk sources listed above.

Before and after an occurrence as noted above, and to minimize impacts on some of those risk issues, United’s team can assist your clients in the following ways:

• Assist your team to scrutinize the client’s existing property damage insurance policies to identify and allow them to rectify any low coverage valuations and/or omissions before disaster strikes. 
• In the event of a property damage claim, United Public Adjusters & Appraisers can provide support by thoroughly assessing and documenting the damages/losses, assisting to prepare and submit a claim on behalf of your client, and oversee the entire claims process including skillful and successful negotiation with insurance carriers. Our goal is to bring about the highest settlement offer your client’s policy allows in as short a time as possible with minimal business disruption. 
• To further minimize business impacts, should temporary manufacturing, equipment, and or a facility be required, our team can assist to make that possible.  

Property casualty insurance agents and brokers and public adjusters have shared goals in common. We both seek to protect an organization’s solvency, and reputation, their industry standing, while minimizing losses and negative business impacts, as well as to enable your clients to focus on their business’ core principles to further encourage their innovation and revenue growth. United Public Adjusters & Appraisers, Inc. offers great expertise in the management of property damage claims for a broad range of industries. 

We invite you to contact us at 1-800-718-5677 (LOSS) for expert assistance in navigating the complex claims scenarios your clients face.