Born and raised New York native, twin brothers, Philip and Michael Maltaghati, share a unique bond and strong work ethic. A hallmark of the Maltaghati family is their deep philanthropic commitment to the community. Their parents and family were active members of the Kiwanis Club, making their upbringing both busy and rewarding, with a strong emphasis on advocating for others. Over the years, the brothers participated in many philanthropic endeavors, which only increased their passion and desire to make their community a better place. The Maltaghati family, known for their successful businesses in real-estate and the appraisal industry, guided Michael and Philip to gain valuable experience in those fields. That knowledge and expertise lead to them join forces and form United Public Adjusters & Appraisers, Inc.