Colleen Nitowitz

Senior Licensed Public Adjuster

Licensures
Licensed Public Adjuster in 6 states (CT, MN, NJ, NY, PA and TN).

Large-Loss Fire, Water & Storm Claim Expert

Colleen Nitowitz is a Senior Licensed Public Adjuster with United Public Adjusters & Appraisers, Inc., licensed in New York, New Jersey, Pennsylvania, Connecticut, Minnesota, and Maryland. With over a decade of experience, including her early career as a large-loss adjuster at Allstate Insurance, Colleen offers clients a unique advantage: she knows how carriers operate and how to successfully challenge them to secure fair settlements.

Expertise & Role

Colleen specializes in large, complex claims, preparing precise repair estimates and managing every detail from inspection through resolution. Her expertise includes:

Fire Damage Claims: High-end luxury rentals, single-family homes, and large commercial properties.
Water & Freeze-Up Losses: Multi-million-dollar claims, such as a five-story commercial building in Minnesota.
Hurricane & Storm Claims: Supporting UPA’s work in Florida, including post-Hurricane Ian recoveries.
Tree & Structural Damage: Residential and commercial losses requiring full cosmetic gut renovations.
Condo & Co-op Claims: Interpreting governing documents, clarifying tenant vs. landlord responsibilities, and managing both unit-owner and board claims.
Hospitality & Restaurant Claims: Hotels, restaurants, and multifamily properties requiring specialized assessments.

Her role extends to on-site inspections, forensic photography, and detailed claim documentation to ensure nothing is overlooked in UPA’s estimates.

Track Record of Success

Colleen has led and supported claims across the Northeast and beyond, including:

Vermont: Full gut renovation of a luxury rental after an electrical fire.
Minnesota: Multi-million-dollar freeze-up loss in a five-story commercial building.
Florida: Fire, flood, and hurricane claims, including Hurricane Ian damages.
New York Metro Area: Numerous fire, water, and storm claims across NYC, Long Island, the Hamptons, Westchester, and upstate New York.

Client Advocacy & Approach

Known for her organization, accuracy, and compassion, Colleen combines technical expertise with personal connection. She works closely with UPA’s leadership and adjusting team to drive claims forward efficiently while providing policyholders with reassurance during stressful times. Her meticulous documentation and strategic advocacy consistently result in stronger settlements for clients.