MICHAEL MALTAGHATI

Co-Founder & Senior Licensed Public Adjuster

Licensures
Licensed Public Adjuster in 24 states. (CA, CO, CT, DC, DE, FL, GA, LA, MD, ME, MN, NC, NJ, NV, NY, OH, PA, RI, SC, TN, TX, UT, VA, VT, Puerto Rico and US Virgin Islands).

Advocating for Policyholders Nationwide With Multi-State Expertise

Michael Maltaghati, Co-Founder of United Public Adjusters & Appraisers, Inc., has represented policyholders in more than $1 billion in property damage claims across 24 states and U.S. territories, including New York, New Jersey, Florida, Texas, California, Puerto Rico, and the U.S. Virgin Islands. Licensed in more states than most adjusters nationwide, Michael is trusted for his ability to manage large residential, commercial, hospitality, and multifamily claims with precision and integrity.

Experience & Expertise

Michael’s career began in real estate as a broker and appraiser, where he gained deep knowledge of property valuation, negotiation, and client advocacy. In 2005, he was called to assist with Hurricane Katrina recovery in New Orleans, gaining first-hand disaster response experience. By 2008, he and his brother Philip co-founded United Public Adjusters, built on a mission of ethical practice, transparency, and client-first representation.

Today, Michael’s expertise extends to:

  • Large-Loss Claims Management – Oversight of multi-million-dollar fire, water, storm, and collapse claims.
  • Hospitality & Commercial Properties – Hotels, country clubs, apartment complexes, and retail facilities.
  • Residential Properties – High-value homes, condos, and co-ops, including complex board and management claims.
  • Multi-State & Disaster Response – Rapid deployment for hurricanes, floods, and catastrophic events nationwide and in U.S. territories.

Client-First Approach

Known for his hands-on style, Michael personally conducts inspections, meets clients at loss sites, and negotiates directly with insurance carriers. He is relentless in challenging lowball offers and delays, often turning inadequate settlements into substantial recoveries. For policyholders, this means not only maximum financial results but also reassurance and advocacy during their most vulnerable times.

Community & Leadership

Michael’s commitment to advocacy extends beyond claims. He supports nonprofits and youth-focused charities, including:

  • Contractors for Kids
  • Kids for Kids Foundation
  • Marty Lyons Foundation
  • Friends of Karen
  • Michael Magro Foundation
  • EPIC Long Island
  • Suffolk County Police Foundation

Through his community involvement, Michael is dedicated to strengthening families and creating lasting positive impact.

Licenses

Contact Michael

michael@unitedpublicadjusters.com

UPA Team

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Over 500 Million In Claim Settlements Across the USA!

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