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Government Municipalities Benefit from Retaining Public Adjusters

Municipalities are integral parts of communities and can include a gamut of properties, including:

• school districts
• fire departments
• sanitary sewer buildings
• composting plants
• public transportation buildings
• public libraries
• health departments
• public parks
• water resource management facilities
• police departments
• courts
• town recreation departments
• administrative offices
• marine ports
• golf country clubs/driving ranges
• recreation centers
• media labs
• nature centers
• playgrounds
• basketball courts
• beach facilities
• marinas
• ice skating rinks
• skate parks
• tennis courts
• Wi-Fi parks

Building Damage & Business Personal Property

At the core of any municipality is serving its people and as you can see from the expansive amount of real-estate occupied by municipalities, when faced with property damage from perils such as a flood, fire, frozen pipes, water damage, construction damage, hurricane, or other weather-related perils, maintaining operations is key. United’s experience with complex construction and real-estate knowledge allows us to quickly build a claim in your favor, to attain crucial funds to rebuild.

An unexpected financial hit to your buildings can put your operations at risk as various business personal property can be damaged by a property disaster. For example:

  • IT – computers, tablets, printers, projectors, desks, media equipment
  • kitchens- ovens, microwaves, refrigerators, walk-in freezers, ingredient inventory
  • pool maintenance products and equipment
  • gym exercise equipment
  • sports flooring, sports equipment, uniforms, and maintenance equipment
  • musical instruments

Business Interruption & Extra Expense

So, what happens if a municipality’s operations become affected by a property disaster? Often, while State and Local Government staff manage the initial chaos of ensuring safety and stability and distributing communication so that everyone is informed, the business interruption and extra expense insurance claim becomes a second priority. This tradeoff often delays access to crucial insurance funds to keep the operations running. In addition, a lack of experience in handling complex claims increases the probability of the cost to fix the damage to become transferred on to taxpayers.

Add Us to Your List of Emergency Resources

There are many moving parts and a requirement of an exuberant amount of time needed to manage a municipality property insurance claim correctly and to submit relevant and sufficient information to the insurance company. In addition, knowledge of insurance policy language is key in ensuring a successful settlement. Often municipalities just do not have the experience to manage claims. United Public Adjusters & Appraisers Inc. understands the complexity and urgency associated with managing a property insurance claim for municipalities. We utilize our experience and knowledge to manage the claim on your behalf to ensure that you receive maximum insurance funds to rebuild as quickly as possible.


Over 500 Million In Claim Settlements Across the USA!

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When to call a Public Adjuster:

The claim is complex, and you just don’t have the knowledge/time to submit a claim.

The insurance company is not moving quickly to get you money for recovery.

Your business suffered building damage, business personal property damage, resulting in loss of income.

You need an advocate on your side to get you a fair and equitable settlement.

The insurance company denied your claim.

The insurance company unfairly underpaid your claim.

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