Municipalities are integral parts of communities and can include a gamut of properties, including:
| • school districts • fire departments • sanitary sewer buildings • composting plants • public transportation buildings • public libraries • health departments • public parks • water resource management facilities • police departments • courts • town recreation departments • administrative offices |
• marine ports • golf country clubs/driving ranges • recreation centers • media labs • nature centers • playgrounds • basketball courts • beach facilities • marinas • ice skating rinks • skate parks • tennis courts • Wi-Fi parks |
At the core of any municipality is serving its people and as you can see from the expansive amount of real-estate occupied by municipalities, when faced with property damage from perils such as a flood, fire, frozen pipes, water damage, construction damage, hurricane, or other weather-related perils, maintaining operations is key. United’s experience with complex construction and real-estate knowledge allows us to quickly build a claim in your favor, to attain crucial funds to rebuild.
An unexpected financial hit to your buildings can put your operations at risk as various business personal property can be damaged by a property disaster. For example:
So, what happens if a municipality’s operations become affected by a property disaster? Often, while State and Local Government staff manage the initial chaos of ensuring safety and stability and distributing communication so that everyone is informed, the business interruption and extra expense insurance claim becomes a second priority. This tradeoff often delays access to crucial insurance funds to keep the operations running. In addition, a lack of experience in handling complex claims increases the probability of the cost to fix the damage to become transferred on to taxpayers.
There are many moving parts and a requirement of an exuberant amount of time needed to manage a municipality property insurance claim correctly and to submit relevant and sufficient information to the insurance company. In addition, knowledge of insurance policy language is key in ensuring a successful settlement. Often municipalities just do not have the experience to manage claims. United Public Adjusters & Appraisers Inc. understands the complexity and urgency associated with managing a property insurance claim for municipalities. We utilize our experience and knowledge to manage the claim on your behalf to ensure that you receive maximum insurance funds to rebuild as quickly as possible.
Including an adjuster to your emergency response team ensures that the financial risk associated with property disasters is mitigated. This approach also allows your staff to focus on operations when disasters happen, while we advocate on your behalf to ensure you receive maximum funds to rebuild as quickly as possible. United is currently offering pre-loss contracts to ensure that an advocate is ready to help after a property disaster. We welcome the opportunity to discuss your needs and to establish pre-loss contract terms. Our contracts are tailored to your specific needs.
United credits the following elements to its success:
Approach. We hold the insurance company accountable and create urgency to settle the claim quickly.
Strategy. We reduce everything to writing to ensure a diligent process in attaining quick ROI.
Experience. Management of over $100 million in claims nationwide, positions us as an industry expert.
Skills. Expertise in valuation, policy interpretation & construction/real-estate experience produces results. We know how to package a claim and present it to the insurance company.
Contact United Public Adjusters today to schedule a meeting so that we can become a resource in your most crucial time of need.
