Displaced After a Fire, Flood, or Storm Damaged Your Home or Business? UPA, Your Public Adjuster, Can Help!

When a natural disaster damages or destroys your home or business, it is a truly traumatic event. However, another shockwave will occur when you realize that you, your family, and/or your business are essentially homeless and must quickly find temporary housing for displaced families, and/or an interim location to conduct your enterprise. Being displaced after your home or business is damaged by a fire, flood, or storm is an incredibly difficult situation. Just having to navigate the complex world of insurance claims at such a stressful time can be overwhelming. This is where United Public Adjusters & Appraisers, serving as your public adjuster, can provide invaluable assistance. We treat every client like family, utilizing both our expertise and the compassionate consideration you deserve.

What is a Public Adjuster?

United Public Adjusters & Appraisers comprises a team of public adjusters and other experts who are licensed professionals specializing in evaluating, negotiating, and settling property damage claims on behalf of you, the policyholder. Unlike insurance adjusters who work on behalf of your insurance company, our public adjusters work solely for you, not your carrier. Our primary goal is to ensure you receive a fair and equitable settlement that reflects the true extent of your losses, in as short a timeline as possible. 

What United Public Adjusters & Appraisers Will Do to Help Find Temporary Housing After a Disaster

The UPA team will provide several key services to assist policyholders; assistance with documenting and submitting a claim that reflects the entirety of their losses including potential/hidden damages, overseeing the entire claims process and negotiating with your carrier to bring about a successful result. When your disaster also requires you to evacuate your premises, United Public Adjusters & Appraisers can additionally assist you to locate temporary housing or business premises. Our team realizes that achieving a semblance of normalcy in your lives is key to your personal recovery. That is why the United Public Adjusters & Appraisers’ team includes real estate and property experts who have assisted thousands of families with temporary housing after a disaster, to ensure that you and your family are relocated as soon as possible, often the same day. However, if you have already tried to find an interim place to live, you soon learn that most available temporary housing after a disaster may not be on a par with your expectations. The UPA team, however, strives to ensure that your temporary living situation will serve your needs. Here is what our team will do for you:

1. Navigating Additional Living Expense (ALE) Coverage:

• UPA’s public adjusters are familiar with the “Loss of Use” or “Additional Living Expenses” section of homeowners’ insurance policies (typically Coverage D) which covers temporary housing costs.
• We will help you to understand the benefits you are entitled to under your specific policy. United Public Adjusters & Appraisers’ experts will ensure that you do not overlook coverage for temporary housing and other related costs. 

2. Connect You with Housing Providers and Vendors:

• UPA’s real estate experts will assist to locate temporary housing for displaced families utilizing our expansive network of temporary housing providers and vendors who specialize in finding short-term rental properties, extended-stay hotels, or other appropriate accommodations.
• Our team will leverage our networks to quickly locate suitable housing options that meet your family’s specific needs, potentially including options such as pet-friendly accommodations or proximity to schools and workplaces. 

3. Facilitating Communication and Coordination:

• United Public Adjusters & Appraisers, as your public adjuster, will act as intermediaries between your insurance company, you as the policyholder, and the temporary housing vendors, thereby streamlining the process of securing and maintaining temporary housing for your family.
• Our team will assist with submitting the necessary documentation to your insurance carrier to ensure reimbursement or direct billing for housing costs for your temporary housing for displaced families. 

4. Negotiating Temporary Housing Costs/Duration:

• The UPA team will utilize our expertise in the insurance claims process to negotiate fair and adequate compensation from the insurance company for the cost of your family’s temporary housing.
• We will ensure that the proposed housing solutions will meet your policy’s standards for “like, kind, and quality” replacement housing. 

By handling the complexities of the insurance claims process and connecting clients with appropriate resources, United Public Adjusters & Appraisers will alleviate your stress and help you and your family to find a safe and comfortable place to stay while your home is being repaired or rebuilt. In conclusion, United Public Adjusters & Appraisers, as your public adjuster, can provide valuable assistance in navigating all aspects of your complex property damage claim following a fire, flood, or storm, to help you achieve a fair resolution. Our services additionally include assistance to locate temporary housing after a disaster for your family and/or your business. If you’ve experienced fire, water, mold, or storm damage- don’t wait. Contact United Public Adjusters today. We’ll guide you through claims, clean-up, and housing with clarity, empathy, and care.

Call us now at 1-800-718-5677, or fill out our Contact Form for a prompt response. We’re ready to help- day or night.