How Does a Long Island Public Adjuster Prepare an Insurance Claim?

Statistically, if you live or own a business, or own or manage property on Long Island, there is a 1 in 20 chance that you will have to file a property claim this year. Extreme weather events can increase the number and severity of property damage claims as well. Wind and hail account for a 1 in 35 chance you will experience damage and or losses while water damage and freezing claims will likely affect about 1 in 60 property owners this year. Another issue that arises when there is widespread damage due to seasonal storms, for example, is that insurance carriers are inundated with claims, extended processing timelines and preventing standard lines of communication. To avoid the stress associated with these unforeseen events, partnering with United Public Adjusters & Appraisers, a leading Long Island public adjuster firm, ensures that your claim will be thoroughly researched and prepared. Additionally, our team will oversee the entire claim process, and negotiate with your insurance carrier to bring about an optimal settlement offer.

When you ask for our professional assistance to prepare your insurance claim, you’ll receive input from a range of experts in construction, insurance, real estate, and more.  Here is an overview of the steps we’ll take to assist you when preparing your insurance claim:

• Review Your Policy/Policies: Our team will analyze your policy to understand coverages/limitations to maximize your claim. 
• Inspect Property: Our construction and real estate professionals will assess the damage and estimate losses. Most notably, we will be able to accurately state current and projected replacement costs.
• Notify Your Carrier: We can assist you to report the loss to your  insurance company and ensure your claim includes correct and thorough documentation. 
• Schedule Appointments: Set up appointments with insurance company staff and provide preliminary estimates 
• Negotiate: We will negotiate with your insurance company adjuster as needed to obtain a fair settlement in line with your policy allowances.
• Prepare Documents: Our team can assist you to gather all the documents needed to receive a prompt payment.
• Recommend Professionals: Serving as your Long Island public adjuster, the United team can also help you to secure your home or business location from vandalism, and help you to locate the services you will need to repair or rebuild your property. We can additionally provide a list of professionals for reconstruction if needed. 

In conclusion, we’d like to leave you with several more facts. If United Public Adjusters & Appraisers cannot settle your claim, you owe us nothing. Unlike your insurance carrier, as your Long Island public adjuster we are also available to speak with you 24/7/365. If your home or business has sustained damage/losses due to hurricanes, floods, wind, and/or water damage, you may also require temporary housing or a business location. Our team can assist you in that area as well. We invite you to contact our team with your questions and/or concerns for a prompt response. Together we can work to restore your property and your lives without further disruptions. Call today!