How Well is Your Property Protected From Fire Damage?

Focused on the business of running their business, most owners, even homeowners, do not consider the possibility of fire. They will purchase insurance that promises adequate coverage and turn their attention to building their enterprise and living their lives. With the understanding that knowledge is power, here we present some sobering statistics every home and business owner should consider well before they may have to submit a fire claim: According to the National Fire Protection Association (NFPA)1, in the US, every 24 seconds a fire department responds to an alarm. Fires occur in structures every 65 seconds, while a home fire occurs every 93 seconds. 

Businesses and homeowners should also note FEMA’s2 2020 statistics relative to property damage from fire: While instances are down by 3.2% over 2010, losses exceeded $14.8 billion, an increase of almost 75% over 2010! In this article, we’ll cover how to prepare for the fire emergency that hopefully may not materialize. However, should it arise, you’ll have the resources available to minimize the impact on your business’ future. 

Should your business sustain property damage due to a fire, the first call should be to your insurance company and the second to your public adjuster. Dealing with the aftermath of a business fire can levy both an emotional as well as an economic toll. That is where the professional private insurance adjuster has the expertise and detachment to prepare and submit your fire claim, one that encompasses every detail, and affords you the swiftest and highest possible settlement. 

Of all the possible business insurance claims, damage from fire is perhaps the most devastating. Allow United Public Adjusters, the proven professionals, to take control of your business’ fire claim process. Here is what to expect: 

• Comprehensive damage assessment and thorough coverage research

• Assistance to secure temporary quarters/equipment to minimize operational impacts

• Utilize damage assessment to prepare a Scope of Loss and Estimate document

• Inventory and valuate losses from raw materials, supplies, office fixtures/furniture, technology, even personal property

• Prepare and submit all claim documentation

• Negotiate the highest legal and fair settlement on your behalf

• Should the claim be denied, your public adjuster will handle all aspects of the appeal process including negotiation, until your fire claim is fully settled.

Being prepared is the best insurance against business losses due to fire damage. Ally with United Public Adjusters to ensure your fire claim process is handled quickly, expertly, and thoroughly. Call us today at 1-800-718-LOSS.

Citations: 

1. https://www.nfpa.org/News-and-Research/Data-research-and-tools/US-Fire-Problem/Fire-loss-in-the-United-States

2. https://www.usfa.fema.gov/data/statistics/