Asbestos Testing & Abatement Is Costly. Am I Covered?
Asbestos is a natural mineral which was used extensively throughout the 1970s in building materials such as:
- Building Exteriors: Window caulking, window glazing, facade expansion joints, lintel caulk, stucco
- Flooring: ACM pavers, Vinyl tile, wood tile mastic
- Interior Surfaces: Plaster walls, ceilings, fireproofing materials, Soundproofing materials, firestop materials, fire curtains, fire doors, popcorn textured ceilings
- Mechanical: HVAC equipment, piping, ducting, Boiler rooms, mechanical rooms, HP steam
- Roofing: Wall tar, lintel tar, spandrel beam waterproofing, canopies, Membrane, flashings
This very durable, highly fire-resistant and widely used material is also extremely dangerous. Asbestos contains many carcinogenic properties, affecting the respiratory system by causing lung cancer, digestive tract cancer, mesothelioma (cancer in the lining of the lungs or abdomen) and asbestosis (lung scarring). To make matters worse, this dangerous material is difficult and costly to remove from commercial and residential buildings. In addition, most property owners are not sure if they have asbestos property insurance coverage stemming from a covered peril such as an explosion, wind damage, fire damage, or water damage. Therefore, having an advocate such as United Public Adjusters & Appraises Inc. is a great resource to help you combat the property insurance challenges associated with asbestos testing and cleanup.