Disaster Emergency Response


Asbestos Testing & Abatement Is Costly. Am I Covered?

Asbestos is a natural mineral which was used extensively throughout the 1970s in building materials such as:

  • Building Exteriors: Window caulking, window glazing, facade expansion joints, lintel caulk, stucco
  • Flooring: ACM pavers, Vinyl tile, wood tile mastic
  • Interior Surfaces: Plaster walls, ceilings, fireproofing materials, Soundproofing materials, firestop materials, fire curtains, fire doors, popcorn textured ceilings
  • Mechanical: HVAC equipment, piping, ducting, Boiler rooms, mechanical rooms, HP steam
  • Roofing: Wall tar, lintel tar, spandrel beam waterproofing, canopies, Membrane, flashings

This very durable, highly fire-resistant and widely used material is also extremely dangerous. Asbestos contains many carcinogenic properties, affecting the respiratory system by causing lung cancer, digestive tract cancer, mesothelioma (cancer in the lining of the lungs or abdomen) and asbestosis (lung scarring). To make matters worse, this dangerous material is difficult and costly to remove from commercial and residential buildings. In addition, most property owners are not sure if they have asbestos property insurance coverage stemming from a covered peril such as an explosion, wind damage, fire damage, or water damage. Therefore, having an advocate such as United Public Adjusters & Appraises Inc. is a great resource to help you combat the property insurance challenges associated with asbestos testing and cleanup.


When to call a Public Adjuster:

  • The claim is complex, and you just don’t have the knowledge/time to submit a claim.
  • The insurance company is not moving quickly to get you money for recovery.
  • Your business suffered building damage, business personal property damage,
    resulting in loss of income.
  • You need an advocate on your side to get you a fair and equitable settlement.
  • The insurance company denied your claim.
  • The insurance company unfairly underpaid your claim.


By reviewing your policy, we will give you the peace of mind to know whether you have coverage for asbestos testing and abatement. The initial consultation is free of charge.

Insurance company language is tricky. Between limitations, exclusions and endorsements, it can be very difficult to actually figure out what you are covered for. Having an advocate such as United Public Adjusters & Appraisers Inc. on your side will only expedite the recovery efforts.


 Our adjusters are specifically skilled in construction, real estate knowledge, and insurance policy interpretation; allowing us to apply our experience to overcome any insurance company objections while investigating damage coverage and determining how to price your damage properly. We know what to look for to get the funds you deserve!

It is always best to have a relationship with a public adjuster before a disaster, then to scramble for help after a disaster. Reach out to our team today if you’ve been affected with asbestos property damage. We are currently offering a complimentary, no obligation claim review.



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