The past couple of years the Northeast has sustained severe storm after severe storm and recently, the TriState has again been hit hard with flooding throughout New Jersey, Westchester, Manhattan, and Long Island. Last year, in September alone, the damage estimates from floods in our area exceeded $100 million. Even for businesses that are not within a floodplain or near a river, floodwaters have percolated up through basements as well as pooled on flat rooftops. When this occurs, it is easy to ignore the potential for damage above, and focus instead on waters that have made their way inside your business structure. But it is essential when preparing a water damage claim, not to overlook the possibility of residual issues caused by flat rooftops that can quickly eclipse damage and asset losses from flooded basements. Basement floors are cement and can quickly and easily be pumped out and dried to prevent mold from developing. Flat roofing is another story. As your public adjuster for your roof claim, United Public Adjusters & Appraisers can assist you to submit a complete claim and to ensure an optimal outcome.
Even if you have been visited by your carrier’s commercial claims adjuster, it is important to contact United Public Adjusters & Appraisers and bring our team onboard. After severe storms cause widespread regional damage, insurance companies are inundated by water damage claims. They will send out a storm damage insurance adjuster, however remember that those individuals work in the best interests of their employer, your insurance carrier, not you. By contrast, United Public Adjusters & Appraisers has your back. We know that flat, membrane-covered roofing is conducive to retaining water after a downpour, and it is likely that water that pools on these types of roofs will not disappear naturally, but likely either immediately or over time, will find its way into interior attic spaces, ceilings, walls, stairwells, even down to basements. When this occurs, mold can easily develop, electrical and other systems can be compromised, and office furnishings, flooring and decor as well as computers and equipment can be destroyed. Also, if flooding forces you from your premises, our team can assist your business to locate temporary quarters so that your productivity will not be impacted. There are a number of other ways we can assist your business when storm damage from a breached roof prompts a water damage claim.
Call on United Public Adjusters & Appraisers, and we will quickly review your existing policies, then assist you to prepare and submit a damage claim that fully documents the extent of your damage/asset losses including potential and/or hidden damages that might not be immediately apparent. As stated previously, after making their initial appearance, your commercial claims adjuster is unlikely to return your calls. Instead, allow our team to oversee your entire claims process and we will additionally negotiate with your insurance carrier to bring about a settlement offer that adequately serves your business’ needs, not your carrier’s, in as short a time as possible.
Early this week, a NYFD spokesperson stated that drenching storms in our TriState left nearly half of Manhattan flooded by those downpours, making it highly likely that September 2023’s damage estimates will be surpassed. For businesses in our region, that could translate into higher overhead costs and lost productivity, as well as damages and property asset losses. Minimize these impacts on your business by contacting United Public Adjusters & Appraisers to step in as your public adjuster for your roof claim. If your business has sustained roof damage or any other storm damage, we urge you to call our office today.
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