Philip Maltaghati, CEO of United Public Adjusters & Appraisers (UPA), a leading public adjuster firm headquartered in Melville, New York, has been recognized by the prestigious publication, City & State New York, as one of 2025’s Who’s Who in Insurance. To be considered, honorees are nominated based on their significance within the New York insurance sector. Individuals who possess a strong, positive reputation, a proven track record of success, as well as exert significant influence within New York’s insurance industry, are considered for inclusion on this list. United Public Adjusters & Appraisers, with Philip Maltaghati at the helm, specializes in supporting individuals and businesses that have sustained large-loss, as well as contested, fire and water damage and asset loss insurance claims.
Insurance is essential, not only for individuals and commercial enterprises, but also to maintain the resilience of New York’s economy and its communities. For public adjusters, however, the task is not about risk transfer. Philip Malaghati states, “As licensed public adjusters, our role is about supporting recovery. Especially in New York, where recent weather events, an aging infrastructure, and urban density converge, policyholders require a claims process that is as reliable as their plan coverages. The insurance industry has a responsibility to meet those expectations, and as public adjusters, the UPA team works to make certain that it does.”
“More specifically” Maltaghati continues, “UPA represents residential and commercial policyholders throughout the entire claims process. As public claims adjusters, my team investigates losses, and challenges inaccurate carrier assessments to arrive at recovering a full and fair settlement for every client.” Philip Maltaghati additionally views his role as one which restores balance to an industry where policyholders often feel outmatched. Specializing in complex as well as contested claims, the United Public Adjusters & Appraisers team, under his guidance, advocates for every client with precision, professionalism, and purpose.
What is on the agenda for Philip Maltaghati and his team of public adjusters in 2025? “We are focused on strengthening our reach in New York’s underserved communities,” notes Maltaghati. “We will continue to hold carriers accountable for vendor oversight and champion greater transparency in the claims process. The United Public Adjusters & Appraisers public claims adjusters team also aims to expand our client education efforts to empower property owners with the knowledge they need before a loss occurs. We strongly believe that advocacy should not begin only after disaster strikes,” Maltaghati concludes.
Looking to the future, Philip Maltaghati would like to see greater accountability by the third party vendors hired by insurance carriers, especially consultants whose findings generally dictate outcomes. Too often, Maltaghati notes, these individuals operate with minimal oversight or incentive to serve the policyholder’s best interests. Philip Maltaghati firmly believes that industry reform begins with transparency and enforceable industry-wide standards.
Among the other honorees included in the July 21st issue of City & State New York, are State Senator Jamaal Bailey, Chair, State Senate Insurance Committee, Albert Pulido, Deputy Secretary for Finance and Technology, Office of the Governor, Bessie Schwarz, Co-Founder and CEO of Floodbase which uses Artificial Intelligence to determine previously uncovered flood risk globally, and Assembly Member David Weprin, Chair of the New York State Assembly Insurance Committee, who has introduced legislation intended to make insurance claims process more transparent.
To learn more about the work that Philip Maltaghati and his team of licensed public adjusters perform, he invites you to contact him or call the firm at 800-718-5677.
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