When to Consider a Public Adjuster for a Burst Pipe Claim

If you are experiencing a burst water pipe in your home or business due to Winter weather, you might think after calling a plumber and cleaning up, that the worst is over. That may not be the case, however. If your property and/or possessions were damaged or ruined, you will have to submit a frozen pipes insurance claim. There are many intricacies to submitting a claim when you have frozen pipe damage, and few home or business owners have the time or experience to commit to the process. You may also be completely unaware and wonder, does your home insurance even cover frozen pipes? If water from a frozen pipe has inundated your home or commercial property, hiring a public adjuster can take the stress off your shoulders as well as oversee the entire claims process to ensure a just settlement from your insurance carrier. 

When your burst pipe has caused wide-spread damage to your floors and flooring, walls, ceilings, and your personal possessions, you should contact United Public Adjusters & Appraisers for assistance. Our team of professionals can help by:

• Reviewing your insurance policy/policies and explaining the terms in language you understand so that you know which benefits you are entitled to, and for what amounts. 
• Assessing property damages to determine the extent that may be covered by your insurance policy/policies.
• Assist you by collecting and providing documentation to support your claims. This evidence will include repair estimates, before (if possible) and after photos of the damage/losses, and witness statements.
• Provide guidance on drafting and submitting your property damage insurance claim (in essence, your frozen pipes insurance claim for all items that were impacted as part of your frozen pipe damage).
• Negotiating with your insurance carrier to obtain a fair and reasonable settlement, the highest that your policy allows. It is a fact that claims supported by public adjusters bring about far greater settlement offers than claims that are prepared and submitted by property owners who opt to go it alone. 

Let’s be very clear here. Public adjusters work for you, not the insurance company. Your carrier will have sent an insurance adjuster to view your damage. Who do they work for? A public adjuster works on behalf of you, the policyholder, while the insurance adjuster works on behalf of their employer. As your public adjuster, United Public Adjusters & Appraisers initiatives can increase your chances to receive a successful frozen pipes insurance claim outcome. To date, we have achieved over $500 million in settlement offers for our clients and will gladly assist you to navigate the tricky insurance claims process. Our joint goal is to maximize the settlement offer you receive from your carrier, within your policy’s limits. 

Our additional value to our clients is as follows:

• Time is money. United Public Adjusters & Appraisers’ experience and expertise saves our clients’ money as we have the specialized knowledge of insurance claims to navigate your claims process effectively and efficiently. You do not have to divert your attention from your daily responsibilities to attempt to become a quick study in the complexities of your frozen pipe damage claim and to see if through to its conclusion. 
• We take the reins. Our team takes on the entire responsibility for the processing of your claim. We communicate with your carrier and negotiate your settlement to your satisfaction. Remember, we fight for your rights as needed, and do not stop until you receive a just offer.
• We facilitate the process. If you have been displaced by your frozen pipe damages, our team can assist you to locate temporary housing and/or space to keep your business up and running. By providing all necessary information as part of your claims submission, and staying on top of the processing of your claim, we can bring about a settlement offer faster. Our team will make every effort to shorten the time between your initial loss and getting your life back on track. 

Even if you have submitted a claim on your own and are disappointed by the offer you have received, do not respond. Instead, contact United Public Adjusters & Appraisers so we can step in and fight for your rights with your insurer. And, if you have just sustained frozen pipes damage, do not delay in contacting our team to assist you throughout your frozen pipes insurance claim process. We are available 24/7/365 so do not wait to contact us!