Partner with United Public Public Adjusters & Appraisers for Commercial Property Insurance Claims and High-Exposure, Operationally Complex Losses Support
Owners and managers of commercial properties in the New York Metro area face a significant risk—nearly 33% will need to file a commercial property insurance claim in the foreseeable. Unlike residential claims, commercial property claims are far more complex. They often involve extensive property and asset losses, severe disruptions to ongoing business operations, multiple stakeholders, lost revenue, and intense scrutiny from insurance carriers once a claim is submitted.
Under extreme time pressure and financial strain, many commercial property owners attempt to prepare and manage their claims independently. However, doing so can place your recovery at risk. Partnering with the experienced public adjusters at United Public Adjusters & Appraisers to oversee your commercial property insurance claim gives you a critical advantage.
Representing commercial property owners, investors, and operators throughout Greater New York, United Public Adjusters & Appraisers brings unmatched expertise and strategic oversight to every commercial property insurance claim. With nearly $1 billion in settlements secured for clients, our team ensures scope control, business interruption losses, and financial outcomes are managed proactively—not reactively. When the stakes are high, United Public Adjusters & Appraisers is the trusted advocate you need to protect your interests and maximize your recovery.
Confidential Commercial Claim Review
No fee unless we recover for you
Who We Represent
- Commercial property owners and ownership groups
- Mixed-use and multi-tenant building owners
- Retail, hospitality, and restaurant operators
- Office building owners
- Industrial and warehouse operators
- Property managers and asset managers
What are the Significant Business Impacts Directly Following Commercial Property Damage/Losses
Commercial losses routinely involve:
- Multiple insurance policies and overlapping coverages
- Tenant vs. owner responsibility disputes
- Partial or full operational shutdowns
- Business interruption and extra expense exposure
- Insurer-retained vendors used to narrow scope
- Pressure to resume operations before losses are fully documented
Without experienced commercial representation, these factors often result in delayed claims, reduced settlements, or unrecovered financial exposure.
Types of Commercial Claims We Handle
- Fire and explosion losses
- Large-scale water damage and system failures
- Roof, façade, and building envelope claims
- Mechanical, electrical, and HVAC losses
- Environmental and contamination claims
- Multi-tenant displacement and access issues
- Business interruption and extra expense claims
How Commercial Claims Commonly Go Wrong
We routinely see that insurers:
- Undervalue or restrict business interruption calculations
- Limit scope to visible or easily quantifiable damage
- Rely heavily on insurer-retained engineers and vendors
- Shift responsibility between ownership, tenants, and third parties
- Push expedited settlements that fail to restore full operations
- Once a narrow claim framework is accepted, correcting it later becomes significantly more difficult.
How Does United Public Adjusters & Appraisers Take a Different Approach to my Commercial Property Insurance Claim
United Public Adjusters acts as an independent advocate for you as the policyholder, coordinating and managing:
- Comprehensive property and system documentation
- Business interruption and extra expense analysis
- Assistance with locating appropriate short- and long-term leases for business continuity
- Policy interpretation across multiple coverages
- Strategic claim positioning and negotiation
- Carrier communication across large or multi-site losses
- Our focus is not speed alone—it is protecting the full financial outcome of the loss.
Service Area
We handle commercial property insurance claims throughout Greater New York, including:
Request a Confidential Claim Review
If your commercial property has suffered a loss, early strategic involvement can materially change the outcome. Engage experienced commercial public adjusters before scope, timelines, or financial exposure are improperly constrained.
Contact United Public Adjusters & Appraisers Today
Learn how our licensed team can help maximize your property damage insurance claim and secure the settlement you deserve.
Call: 800-718-5677
Visit: www.unitedpublicadjusters.com
About United Public Adjusters & Appraisers, Inc.
United Public Adjusters & Appraisers, Inc. is a nationally licensed public adjusting firm serving clients nationwide with a focus on complex, high-value property insurance claims. Headquartered in the Tri-State area, our team of adjusters, estimators, engineers, and advocates works exclusively for policyholders, not insurance companies, to document losses, defend coverage, and recover what’s rightfully owed.
Offices in NYC & Long Island | Serving Policyholders Nationwide
