Fire, Flood, or Storm? Why New Jersey Residents Should Turn to Public Adjusters First

According to the Insurance Information Institute, about 6% of New Jersey property owners will file a damage claim this year. That does not sound like a large percentage however, in years where the region has been impacted by a major storm, that number surges, as does the amount of monetary damage per claim, which is often in the tens of thousands and higher. New Jersey’s geographic location makes the state vulnerable to hurricanes traveling up the coastline, gaining strength before making landfall. There is also residual flooding to consider. Another disaster scenario is caused by seasonal dry spells leading to brush fires, with thousands of acres destroyed and residential and commercial areas impacted. With an increase in claims due to widespread damage, your insurance carrier will be inundated, meaning longer timelines between claim submission and a settlement offer. One more fact you need to be aware of: insurance adjusters work for your carrier, and their offer reflects their interests, not yours. Who has your back? United Public Adjusters & Appraisers, as your New Jersey Public Adjuster will work tirelessly on your behalf and only on your behalf. Our goal is to bring about a just settlement in as short a timeframe as possible. 

Why You Need a New Jersey Public Adjuster:

• Policyholder Advocacy: United Public Adjusters & Appraisers’ team are licensed professionals who work exclusively for you, the policyholder, ensuring that your best interests are represented during the claims process.
• Expert Knowledge of Insurance Policies: Our team includes insurance professionals who have a deep understanding of complex insurance contracts and can interpret technical language. This ensures that no critical details are overlooked and all potential benefits are identified and maximized.
• Maximizing Settlements: Simply put: Insurance companies aim to minimize payouts to maximize their profits. United Public Adjusters & Appraisers’ public adjusters meticulously document all damages, assess the full scope of your losses, consider hidden/residual damage, and advocate for the best outcome through skilled negotiation, potentially securing higher settlements than you would achieve alone. Studies even indicate that policyholders using public adjusters receive substantially higher settlements- as much as 300-700% higher.
• Relieving Stress and Handling Details: Managing the aftermath of a loss and dealing with an insurance claim can be incredibly stressful. Working as your New Jersey Public Adjuster, United Public Adjusters & Appraisers will handle the entire process, including damage assessment, documentation, paperwork filing, and negotiation, allowing you to focus on recovery. (We treat our clients like family. If needed, we will additionally assist you to locate temporary housing.)
• Faster Claims Resolution: United’s team of public adjusters understands the necessary documentation and procedures, streamlining the process and potentially leading to quicker claim resolution and payout.
• Thorough Documentation: Our team is comprised of insurance, construction, and other industry professionals to ensure accurate and complete documentation, including photos, reports, and necessary paperwork, crucial for a successful insurance claim.
• Support and Guidance: United Public Adjusters & Appraisers as your New Jersey public adjusters, will provide guidance and support throughout the entire claims process, explaining steps and answering questions. 

After suffering property damage in New Jersey from events like fire, flood, or storms, you may find yourself overwhelmed by the insurance claims process. While insurance companies provide adjusters, they work to protect the carrier’s interests, meaning they will offer the lowest amount possible to resolve your claim. This is why New Jersey residents facing fire, flood, or storm damage should consider turning to United Public Adjusters & Appraisers first. Partnering with United Public Adjusters & Appraisers as your New Jersey public adjuster provides the following benefits: maximized settlements, reduced stress, as well as drawing from our years of expertise and advocacy navigating the often complex insurance claims process. To date, we have assisted our clients to receive over $500 million in settlements, and we can help you as well. Contact us today with your requirements.