United Public Adjusters takes the stress and complexity out of your property damage insurance claim. Our team of expert public adjusters handles the documentation, valuation, and negotiation so you can focus on your home, your business, and getting your life back to normal.
United Public Adjusters takes the stress and complexity out of your property damage insurance claim. Our team of expert public adjusters handles the documentation, valuation, and negotiation so you can focus on your home, your business, and getting your life back to normal.
From unexpected damage to frustrating delays, the insurance claim process can quickly become overwhelming. You’re expected to understand your policy, coordinate inspections, document every detail, and make decisions that impact your recovery – all while managing your home, business, or community.
That’s where we come in. We handle the details so you can focus on what matters most: getting your property and life back to normal.
United Public Adjusters represents policyholders – not insurance companies. Since 2008, we’ve helped homeowners, businesses, boards, and institutions across the country navigate complex property damage claims and recover what they’re truly entitled to.
$1 Billion+
Recovered
28 States
Licensed
3,000+
Claims Handled
Since 2008
Serving Policyholders
United Public Adjusters represents policyholders – not insurance companies. Since 2008, we’ve helped homeowners, businesses, boards, and institutions across the country navigate complex property damage claims and recover what they’re truly entitled to.
$1 Billion+
Recovered
28 States
Licensed
3,000+
Claims Handled
Since 2008
Serving Policyholders
Our team manages every stage with precision and care, documenting the loss, valuing what is covered, negotiating with the carrier, and guiding the recovery so you can move forward with clarity and confidence.
Investigate & Document
We inspect the property, capture visible and hidden damage, preserve critical evidence, and build the documentation needed to support your claim.
Analyze & Value
We review your policy, define the scope of loss, and calculate repair, replacement, business income, and other covered costs.
Present & Negotiate
We organize the claim, coordinate experts, respond to carrier requests, and negotiate from a documented, position.
Resolve & Recover
We drive the claim toward final settlement, negotiate for the full amount supported by your policy, and help secure the benefits you are entitled to.
From homes and apartment buildings to mixed-use properties, commercial facilities and institutions, we represent policyholders through complex property damage claims.
A wide range of property damage and business loss claims.
We also handle: Hurricane | Tree Damage  | Construction  | Sewer Backup  | Mold  | Frozen Pipes | Tornado | Cyber SecurityÂ
We represent policyholders across residential, multifamily, mixed-use, commercial, industrial, institutional and nonprofit properties.
We also represent:  Schools | Non Profit | Municipalities | Religious Institutions  | Hospitality / Hotels
See how we help policyholders turn denied, delayed, and underpaid claims into meaningful recoveries.
CASE STUDY
Fire Damage, Brooklyn, NY
Insurance company offered
$444K
We recovered
$1.125M
CASE STUDY
Commercial Fire Damage, Astoria, NY
Insurance company offered
$684K
We recovered
$954K
CASE STUDY
Fire Damage, Howard Beach, NY
Insurance company offered
$72K
We recovered
$323K
CASE STUDY
Westchester Ice Damming
Insurance company offered
$34K
We recovered
$181K
What sets us apart is how thoroughly we document a loss. From aerial Capture to estimate-ready sketching to immersive 3D scans, we use advanced tools to create clearer, more complete claim support.
You should not have to take on more financial stress while trying to recover from property damage. We only get paid if we successfully recover for you, so you can move forward with experienced representation and no upfront fee.
A public adjuster represents you, the policyholder, in an insurance claim. The insurance company’s adjuster works for or on behalf of the insurance company. United Public Adjusters represents policyholders, not insurers.
As early as possible. The sooner we’re involved, the sooner we can document the damage properly, review your coverage, and keep the claim from going in the wrong direction.
Yes. We regularly take on claims that are already underway, including ones that have stalled or gone quiet.
Deadlines for reopening, supplementing or pursuing a property insurance claim vary by policy and jurisdiction. If your claim has been closed or you have already received a settlement, contact us promptly so we can review the applicable policy provisions and deadlines.
Contact us right away. We’ll review the reasons for the denial, gather the documentation needed to file an appeal, and negotiate with your carrier to have the decision reconsidered.
Yes. We represent apartment buildings, condo and co-op boards, businesses, schools, nonprofits, municipalities, and institutions, including complex large loss and business interruption claims.
There are no upfront costs. Every claim review is complimentary. No Recovery. No Fee. We collect a percentage of the settlement recovered from your carrier, which means we’re only paid when you are.
Our team will review your claim and let you know how we can help you get the settlement you deserve.
Phone:
1-800-718-5677
© 2026 United Public Adjusters & Appraisers, Inc.
Florida License #W364451
