There are many reasons why homeowners have to prepare and submit a personal property insurance claim. What is important to note is that the more complete and detailed the submission, one that includes full documentation, the greater the likelihood of a positive outcome. That means that it is important to be well-prepared before you have to submit a personal property loss claim. It is recommended that every household keeps a spreadsheet or other form of documentation of their possessions. United Public Adjusters & Appraisers, a firm that serves homeowners as their personal property adjuster, makes these recommendations so that you will be ready should you have to prepare and submit personal property claims.
This does not mean that you have to document every expenditure. But look around your premises and note your higher expense items. For homeowners, this includes vehicles, recreation equipment, technology, kitchen appliances, entertainment, higher-end clothing, jewelry, and furnishings. Make a list for everyone in your household, then document each item by taking either a cell phone photo or video and include make, model, purchase date, purchase price or current appraised value, and for certain items, their serial numbers. It is important to keep receipts, or credit card statements, to attest to these purchases and their prices.
In the wake of a personal property loss, complete documentation of your belongings beforehand will facilitate the submission and processing of your personal property insurance claim. Before you submit a personal property loss claim, however, it is imperative that you contact United Public Adjusters & Appraisers. We can assist in your personal property claim submission. United’s professionals will review your property insurance policy, and oversee documentation. Our guidance does not end with your personal property loss claim submission, either. Remember, the claims adjuster sent by your carrier works for the insurance company. As such, their proposed settlement offer will reflect their best interests, not yours. As your personal property adjuster, United Public Adjusters & Appraisers will fight for every dollar you are entitled to as per your policy.
Our professionals will oversee every step of your personal property loss claim from start to successful recovery settlement. There are no upfront costs to you, either. We treat each of our clients like family. United’s goal is to provide our clients with peace of mind while we work to settle their personal property claim(s) as quickly and thoroughly as possible. United Public Adjusters & Appraisers, as your personal property adjuster, will assist you even if you have already submitted your personal property insurance claim. Give us a call to discuss your options and get our team working on your behalf today!
