Summer Hazard Tips: How Public Adjusters Can Help

Remember the expression, “A friend will tell you?” That is usually followed by advice or a comment you may not want to hear but intended to warn or protect you. That’s the point of this posting. United Public Adjusters & Appraisers, a leading public adjuster in New York, wants you and your family to enjoy your summer. So consider these tips as solid advice to avoid having to submit a property damage claim due to a life-altering event. With a little bit of precautionary information, you can have a summer filled with carefree days and enjoyable memories. It’s important to take the necessary steps to ensure your safety and well-being during the warmer months. By following some simple guidelines, you can make the most of your summer without any worries.

Summer is the time we try to limit using our air-conditioning units to save a little on energy costs. That sometimes means overloading electrical outlets. Stop. Think about what you are doing. These additional power demands for fans, ice-makers, and other appliances could cause power outages, blackouts, and short circuits. Short circuits can spark a house fire. Avoid this danger by limiting the number of appliances you plug into a power strip or outlet, and make sure that your circuit breaker can accommodate the extra power demands. It can be an expense to upgrade your amperage, but the cost of a house fire is measured in far more than dollars.

As your public adjuster in NY, United Public Adjusters & Appraisers offers this additional advice: Whatever kind of HVAC system you have, including a heat pump, wall, or window-mounted unit, be sure to have it serviced every season. This way you will not only enjoy clean air quality but reduce your energy costs as the unit will not have to work harder to provide output. Be sure to change or clean your unit’s air filter every month from June-September. It only takes a few moments but can reduce the risk of a house fire. Here is another tip – even big box stores run low on inventory during high-demand seasons. Stock up on air filters, have at least a three-month supply on hand, and you will not have any excuse not to keep your unit working optimally and safely.

Now let’s consider the safety of your home’s exterior. From seasons of temperature fluctuations, rain, snow, hail, high winds, and high temperatures, your roofing can take a beating. Check for any missing shingles and have these replaced immediately. And if you spot areas where your shingles are rippled, if your roof is over 20 years old, it may be time to have it replaced. Again, this is an expense, but so is replacing drywall, possessions, and mold remediation due to roof leaks, so consider your best options and make sure your roof is in optimal condition. Also, consider how your property is graded. If the backyard slants towards your residence, you might consider installing French drains to prevent rainwater runoff from entering your basement. Even if you do not live in a flood plain, flood insurance might be a sound option to consider.

While we are outside, one of life’s greatest pleasures is the backyard barbecue. Be sure to practice safe grilling and perform a gas tank safety check before you begin. Look for hose leaks, blockages, and holes, and do not use them unless in good working order. If using a charcoal grill, wait until the coals are completely cool and dispose of them properly.

As your public adjuster in NY, United Public Adjusters & Appraisers will always be here to assist with any property and homeowners claims issues. We recommend that you learn more about how we can be of service by scheduling an appointment with our professional public adjusters in our New York office today!