How Do I Prepare a Successful Water Leak Insurance Claim?

If you have ever experienced water damage and property losses due to water leakage in your home, then you know you just want to get things back to normal as soon as possible. After you assess the damage you can see, however, it’s vitally important to avoid that rush to judgment by quickly preparing and submitting a water damage insurance claim to your carrier. Generally, when a severe storm or hurricane has left widespread damage to a geographical area, many home and property owners think they need to hurry to get their claim in before the avalanche of claims inundates their carrier. While this is sound logic to a degree, in their haste, they will likely overlook potential damage, incorrectly estimate the cost to repair or replace property or damage to the structure, and/or completely overlook the possibility of mold in areas that are not visible, such as behind sheet rock or in attics and basements. For most of us, their insurance policy language is foreign as well, and it would not occur to many to read their property insurance policy to see what types of damage are covered and which will likely be considered exclusions. 

What should you do instead? Contact a dependable public adjuster firm such as United Public Adjusters. Here’s what to expect.

First and foremost, our team will review your policy and guide you in the preparation of your water damage claim submission. 

1. Mitigate: If there is any standing water, we will advise you as to whom to call to have it mitigated immediately – to resolve the reason the water leak occurred. This is a basic requirement of a standard property insurance policy. What does it mean? That you have the obligation to take steps to prevent further water leak damage, harm, or losses. 
2. Document: We advise you to take photos from every angle possible and videos as well that show the full extent of the damage to your home and property. 
3. Advice. Guidance. Negotiation. Equals Success: United Public Adjusters & Appraisers has successfully guided home and business owners to prepare and submit successful water damage insurance claims. Our support does not end there. Here is a grim statistic: water damage claims that are prepared by homeowners without the guidance of a public adjuster are offered considerably lower settlement offers than those addressed by public adjusters. The highly experienced professionals at United Public Adjusters & Appraisers know how to overcome insurance company objections. In addition, water damage insurance claims that are submitted by homeowners by themselves are known to suffer very extended timelines between the time the claim is submitted and the initial offer. The goal of United Public Adjusters & Appraisers is to help our clients achieve the rightful compensation they require, as per their policy limits. Our team’s extensive knowledge of construction, real estate estimating, our expertise in policy language interpretation, combined with our superior and unrelenting negotiating skills, enable our clients to restore their lives back to normal as swiftly as possible. 

Has your property been damaged by water leakage that inundated your home or business? Contact United Public Adjusters & Appraisers today to schedule an inspection. Know that we do not receive payment unless we settle the claim. You have nothing to lose and everything to gain. Call today!