Fallen Trees, Roof Leaks, and Flooding: When to Call United Public Adjusters & Appraiser as Your New Jersey Public Adjuster

Living the American Dream of homeownership comes with its share of unexpected challenges. Nowhere is this truer than in New Jersey, where properties are especially vulnerable to high winds, severe storms, and coastal flooding. Much of the Garden State lies within a floodplain, meaning that even a heavy rain, not necessarily a hurricane, can cause smaller waterways to overflow, inundating and damaging homes and businesses.

When disaster strikes, United Public Adjusters & Appraisers (UPA) are here to help. As your New Jersey public adjuster, our experts assist homeowners and business owners in filing and negotiating flood damage claims, as well as claims related to fallen trees and roof leaks.

Think It Can’t Happen to You? Consider the Facts

According to the Insurance Information Institute:

• Wind and hail: 1 in 36 insured homes filed a claim for this type of damage between 2019 and 2023.
• Water damage and freezing: Roughly 1 in 67 insured homes filed a claim for water-related damage or freezing in the same period.

These statistics show that property damage is far more common than most people realize, and that knowing who to call can make a big difference in your flood damage claim’s outcome.

Why Hire UPA as Your New Jersey Public Adjuster for Fallen Trees

When a fallen tree damages your home, garage, or business, the aftermath can be both stressful and complex. In these cases, it’s critical to contact United Public Adjusters & Appraisers immediately.

Unlike the adjuster sent by your insurance company, we work exclusively for you, the policyholder, to ensure your claim is valued fairly and comprehensively.

You should call our team if:

• A major tree falls on your property. These catastrophic losses often involve structural damage and require expert evaluation.
• Negligence is questioned. Insurance companies may try to deny coverage by alleging that a damaged or rotting tree should have been removed. UPA’s experts will defend your claim and provide clear documentation to protect your rights.

How United Public Adjusters & Appraisers Maximizes Roof Leak Claim Settlements

Roof leaks can lead to extensive, and often hidden, damage. As your New Jersey public adjuster, UPA ensures that every aspect of the loss is documented and compensated.

You should partner with our team when:

• The leak caused interior damage. If ceilings, walls, or possessions have been affected, our specialists in construction, insurance, and real estate will include both visible and hidden damages in your claim.
• Your home has architectural or designer features. We account for the true replacement cost of premium finishes, materials, and furnishings.
• The insurer cites negligence or undervalues your claim. Roof-related claims are frequently denied or underpaid. UPA will appeal denials, challenge low settlements, and fight for the full compensation you deserve.

Remember: Insurance company adjusters protect the insurer’s interests. UPA protects yours. Case closed.

Why Partner with UPA for Your Flood Damage Claims

Flooding is among the most devastating forms of property damage, and the claims process can be equally overwhelming. That’s where our expertise makes all the difference.

Call United Public Adjusters & Appraisers if:

• You’ve suffered extensive water damage. Floodwater often seeps behind walls and under flooring. Our adjusters document hidden damage and estimate accurate repair and rebuilding costs.
• Your property is uninhabitable. We can assist in securing short- and long-term housing for your family, or temporary accommodations for your business operations.
• Your claim is delayed, denied, or underpaid. Flood damage claims often face pushback from insurers. We handle negotiations and advocate for a fair settlement.
• You feel overwhelmed by the process. Our team manages the entire claim, paperwork, inspections, and insurer communications; while keeping you informed every step of the way.
• Your insurer isn’t responding. After major storms, carriers are inundated with claims. UPA ensures your case stays on track and your claim receives the attention it deserves.
• Consider this: Flood damage claims supported by a licensed New Jersey public adjuster receive settlements of from 300-700% more than claims prepared and submitted by the policyholders themselves.

Don’t Go It Alone

Even if you’ve already filed your claim, you can still bring United Public Adjusters & Appraisers on board at any stage. However, do not accept a low settlement offer before consulting with us.

Don’t allow your American Dream of homeownership to turn into a nightmare. If your home or business has been damaged by fallen trees, roof leaks, or flooding, and you’re facing a complex claim, delay, or underpayment, contact United Public Adjusters & Appraisers today. Our licensed professionals represent you and only you, ensuring your claim results in a fair, accurate, and timely settlement.