Known during the Revolutionary War as a home base for Culper’s spy ring, Lloyd Harbor received visits from notables such as George Washington. Nearby, one of that historic network’s operatives, Nathan Hale, was captured and hung. Since then, many famous persons have lived in Lloyd Harbor including Charles Lindbergh, Jerry Seinfeld, Bee Gees member Robin Gibb. The region boasts one of the nation’s best school districts, numerous Gold Coast mansions, and residents with an average net worth of $388,965. Today, many business executives and professionals call this region home. Most commute to Manhattan by car or rail, although some by travel helicopter and boat. The average home value in Lloyd Harbor is $1,788,500, a 19% increase in value over the previous year. With a zoning minimum of two acres per lot, many residences feature well-manicured, landscaped properties with abundant mature trees, outbuilding, and pools. Mother Nature does not discriminate, however, and Long Island’s North Shore is prone to seasonal severe weather events. That is why it is important to ensure that property and liability insurance policies provide updated coverage. As the leading public adjusters for Lloyd Harbor, United Public Adjusters & Appraisers.
Most financial lenders require homeowner’s insurance as a condition of having a mortgage. Adequate insurance should also be a given for HNW individuals with sizable assets as it not only provides coverage for damage to a residence’s structure, damage or loss of personal property, and liability coverage. As your Lloyd Harbor Public Adjuster, the professionals at United Public Adjusters can assess your existing insurance policy/policies and make recommendations. This way, in the event of a property damage claim, you will have adequate coverage against most contingencies. Should you have to submit an insurance claim, United Adjusters will provide invaluable assistance.
From the onset, our team can assess and document the damages, prepare and submit your claim. Statistically, most homeowner-submitted claims receive a far lower settlement offer than claims prepared and submitted by professional public adjusters. United Public Adjusters & Appraisers’ services do not end there, however. Should a lower offer be received, we will negotiate with your insurance company so that you will receive the highest settlement that your policy allows. That’s how it should be, which makes partnering with United Public Adjusters & Appraisers as your public adjuster for Lloyd Harbor, a sound business practice.
Learn how to protect your most valuable assets by scheduling an appointment with United Public Adjusters, your Lloyd Harbor Public Adjuster, today.